Your First Credit Card

Experience the joy of getting your first credit card with us. Start your journey today!

Axis Bank My Zone Credit Card

This is an awesome credit card that is capable of granting you instant discounts and cashback on Swiggy, movie benefits, complimentary lounge access, and OTT benefits.

Benefits:

• Complimentary SonyLiv Premium Annual Subscription

• 40% Off on Swiggy Orders

• 20% off at partner restaurants in India

APPLY NOW : https://bitli.in/1Q39VZ4

IndusInd Platinum Aura Edge Credit Card

With its contactless feature, the IndusInd Bank Platinum Aura Edge Credit Card allows you to make quick, convenient, and secure purchases on a daily basis.

Benefits:

• Earn up to 4X Saving Points (Rewards) on every purchase

• Great Discounts on Ajio, PVR, Eazydiner, EaseMyTrip & More!

• 1% fuel waiver charge on all petrol pumps across India

APPLY NOW : https://bitli.in/alTiMZ

IDFC SWYP Credit Card

IDFC SWYP Credit Card is packed with practical perks that make life easier and more enjoyable. With benefits worth over ₹30,000 a year, it offers great deals on luxury items, travel, and everyday utilities.

Benefits

• Upto ₹700 Off on Hotel and Flight Bookings

• Upto 20% Off on Tata Cliq, Zomato & More

• Complimentary Lenskart Membership

• 4 Complimentary Railway Lounge visits per quarter

• Fuel surcharge waiver of 1% (upto ₹200/month)

APPLY NOW : https://bitli.in/ni457x1

Get unlimited cashback on all your transactions across all your favourite categories, including travel, shopping, entertainment, lifestyle and more, with this credit card.

Benefits:

• Earn 5% Unlimited Cashback on Flipkart & Myntra

• Earn 4% Cashback on Swiggy, Uber, PVR, Cleartrip, Curefit & Tata Play

• Get 1.5% Cashback on all other spends

• Get a 1% fuel surcharge waiver on fuel purchases at all fuel stations across India

• Enjoy 4 Complimentary lounge visits within India in a year

• Flipkart gift card worth ₹500 on your first transaction with your Flipkart Axis credit card

• 15% cashback up to ₹500 on your first transaction on Myntra using a Flipkart Axis Bank credit card

• 50% instant discount upto ₹100 on 1st Swiggy order | Use code: AXISFKNEW

APPLY NOW : https://bitli.in/QKA3zs0

HSBC Live Plus Credit Card

10% Accelerated Cashback on all Dining
1.5% Unlimited Cashback on All Other Spends
4x Complimentary Annual domestic lounge visits

• 10% accelerated cashback on dining, food delivery and grocery spend, capped at up to Rs.1000/month

• 1.5% unlimited cashback on other retail purchases

• Spend Rs.20,000 within the first 30 days of card activation and get Rs.1000 cashback

• 4 complimentary domestic lounge visits per year (1 per quarter)

• Exclusive monthly offers on Amazon, Amazon pay, Blinkit, Easydinner, Pharmeasy,etc.

APPLY NOW : https://bitli.in/f4WQxYM

HSBC Platinum Credit Card

Lifetime FREE Credit Card | No Joining/Annual Fees
2 Reward Points for every Rs 150 spent
5x Reward Points on Milestone Spends

• Lifetime FREE Credit Card - No Joining/Annual Fee

• Earn 2 Reward points for every Rs 150 spent (Refer to Reward redemption Heads)

• Unlock 5X Reward points (10 Reward points) per Rs 150 spent on any purchases exceeding `Rs 4,00,000 annually, subject to a maximum cap of 15,000 accelerated reward points per year

• Redeem your Reward points for Air miles on InterMiles, British Airways and Singapore Airlines (2 Reward points = 1 Air Mile/Intermile)

• Make transactions of a minimum of Rs 5000 within the first 30 days and receive a complimentary Amazon voucher worth Rs 500

• Buy 1 Get 1 FREE offer on BookMyShow mobile App (maximum price of the free ticket - Rs 250) - valid only on bookings made on Saturday

APPLY NOW : https://bitli.in/IvYkWl5

Swiggy HDFC Credit Card

Lifetime FREE Credit Card
Free Swiggy One Membership for 3 months as Welcome Benefit
10% Cashback on All Swiggy Orders
5% Cashback on Amazon, Flipkart & More

• Get 10% Cashback on Swiggy (Instamart, Food delivery, Genie & Dine out) capped at Rs 1500/month

• 5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa etc - capped at Rs 1500/month

• 1% Cashback on all other categories - capped at Rs 500/month

• Free Swiggy One Membership for 3 months as welcome benefit

• Upto 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase

• Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting

• Lifetime FREE Credit Card

• Joining Fees: Nil

• Annual Fee: Nil

APPLY NOW : https://bitli.in/zFZamcX

Pay via UPI - Rupay Card
3X Rewards on Shoppers Stop labels - 2.4% back
Rs 500 Welcome Voucher on Shopper Stop bill

• Welcome benefit Shoppers Stop voucher of Rs. 500, redeemable on any bill value

• Complimentary First Citizen Silver Edge membership worth Rs. 350

• Earn 3% Reward points on every SS Spends & 1 % Reward Points on Non- SS Spends (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs. 1000 per month for non-shoppers stop spends)

• Get Rs. 2500 worth FREE shopping in a year Earn Rs.500 per month for a min. purchase of Rs. 15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year)

• Link your Rupay Credit card with UPI and avail 'Scan n Pay'

APPLY NOW : https://bitli.in/0w0Gio4

HDFC Shoppers Stop Credit Card

SBI Cashback Credit Card

5% Cashback on Online Spends
1% Cashback on Offline Spends
Save Upto Rs 60,000 Annually

• You can apply for up to 3 Add-on cards at no additional cost against every primary card

• 5% Cashback on Online spends

(capped at Rs 5000 per month combined for both Online & Offline spends)

• 1% Cashback on Offline Spends

• 1% Fuel Surcharge waiver up to Rs.100 per statement cycle applicable on transactions between Rs. 500 – Rs. 3000

Joining Fee: Rs 999 + GST

• Annual Fee: Rs 999 + GST - Second year onwards

• Annual Fees will be waived on annual spends of Rs 2 Lacs

APPLY NOW : https://bitli.in/a3ughsw

IndusInd Platinum Credit Card

Tailored to your preferences, the IndusInd Bank Platinum Visa Credit Card presents an extensive selection of travel, lifestyle, and golf benefits, ensuring a complete and rewarding experience.

Benefits:

• Earn 1.5 Reward Points (1 Reward Point = ₹0.65) on every ₹150 spent

• Great Discounts on Ajio, Swiggy, PVR, Eazydiner and more!

• 1% fuel waiver charge on all petrol pumps across India

APPLY NOW : https://bitli.in/4P1s9SQ

SBI Miles Credit Card

Get 1,500 Travel Credits as Welcome Gift
4 Complementary Domestic Airport Lounges every year
Priority Pass Program is complimentary for the first 2 years
Convert your Travel Credits into Air Miles/Hotel Points, Travel Bookings 

• Get 1500 Travel Credits as a Welcome Gift on spends of Rs 30,000 within 60 days of card issuance

• Earn 2 Travel Credits for every Rs 200 spent on travel and Earn 1 Travel Credit for every Rs 200 on all other spends

• Redeem your Travel Credits for Air Miles, Hotel Points, Travel Bookings, or choose from a variety of exciting catalogue products

• Get an additional Domestic Lounge Access for every Rs 1 lakh spent

• Earn 5000 Bonus Travel Credits on annual spends of Rs 5 lakhs

• Get your Annual Fee waived by spending Rs 6 Lakh in a membership year

• Enjoy a low 3.0% Foreign Currency Mark-up on International transactions

• Get 1% Fuel Surcharge Waiver at all petrol pumps, maximum surcharge waiver of Rs 250 per month, per statement cycle

• Complimentary Priority Pass Program for the first 2 years

APPLY NOW : https://bitli.in/gESvrLh

John Doe

ICICI Bank Credit Card

Lifetime FREE Credit Card (Select Variants)
Amazing Discounts on Amazon and Flipkart Sale
Earn ICICI Bank Reward Points on your spends except fuel
Save on 1% fuel surcharge, waived off at HPCL petrol pumps

APPLY NOW : https://bitli.in/138jF6g

SBI BPCL Credit Card

Reward Points worth Rs 500 on Joining Fee Payment
4.25% Value back ~ 13X* Reward Points on Fuel Spends at Bharat Petroleum
5x Rewards on Every Rs 100 spent on Groceries, Dining & Movies

• Get 2,000 Activation Bonus Reward Points worth Rs 500 on payment of joining fee

• 4.25% Valueback - 13X Reward Points on fuel purchases at BPCL petrol pumps

• 3.25% + 1% Fuel surcharge waiver on every BPCL transaction Upto Rs 4000

• 5X Reward Points on every Rs 100 spent at Groceries, Departmental Stores, Movies & Dining

• Get 1 Reward Point for every Rs 100 spent on non-fuel retail purchases

• 10% Instant Discount with SBI Card during Big E-commerce Sales

• APPLY NOW : https://bitli.in/pWdtSp7

AU Altura Credit Card

10% Instant Discount on Zomato, Croma, Myntra & More
8 complimentary lounge access per year
Get Upto Rs 300 AU Cashback in the first 2 months

• 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)

• 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)

• Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle

• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra

• 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country

• Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

• APPLY NOW : https://bitli.in/fbtYoha

AU Altura Plus Credit Card

2X Reward Points on Online spends of Rs 100
8 complimentary lounge access per year
10% Instant Discount on Ajio, Blinkit, Zomato & More

• 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100)

2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions

• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra

• 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country

• Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

APPLY NOW : https://bitli.in/s4sHyKc

★★★★★

★★★★★

At Own Your Own Card, we help you create your first credit card. Experience the ease and excitement of financial independence with our one-page website designed just for you.

Join Us

Empower Your Financial Journey Today

Contact Us

Have questions? Reach out to us and start your amazing credit card journey today!